Personal Finance Books by POC Authors Every Millennial Should Check Out
Published on September 12, 2022
Updated on August 29, 2025
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I am excited to be compiling this list of personal finance books for millennials SPECIFICALLY by POC authors.
When I started wanting to learn more about personal finance, my best friend and I went to our local bookstore. We noticed, as many of you know, that most of the books in the personal finance world are written by white people, and most of those books are written by white, older, men. We wanted a book we could relate to!
We were having trouble finding books that were speaking to us. Millennials. The ones who acknowledge that we have student debt, or have difficulty buying a home, or are just plain trying to learn about how to manage their financial mess because nobody else has taught them.
I hope you can find a book or 3 on this list that is helpful to you on your personal finance journey, whether you’re a newbie or farther along.
I will continue to add to this list as I come across other books and hope someday that it’s miles long.
$5.99Buy NowFinance for the People: De Leon provides thought exercises for you to explore your beliefs about money and gives you actionable steps to manage all your money (credit, bank accounts, student loans, how to start investing, you name it) while also recognizing the societal and systematic issues that affect many of us. In this book, you will work through the financial pyramid to reach your level of "Financial Awesomeness." You'll also be met with fun finance doodles along the way.
10/09/2026 10:42 am GMT
$14.20Buy NowGet Good with Money: In her recent Netflix documentary, "Get Smart With Money", Tiffany describes herself as the preschool teacher of personal finance. In this book, Tiffany wants you to get to a place where you feel "financially whole." She writes this book for anyone of any income class who is wanting to learn about the basics of finance and begin working towards having a better relationship with their money.
09/24/2026 03:44 am GMT
$11.07Buy NowFeel-Good Finance is a judgment-free guide that helps you untangle your money habits while prioritizing your mental and emotional well-being. Written by licensed financial therapist Aja Evans, this book dives into the why behind your money decisions, not just the math. You’ll learn how to shift your mindset, understand your financial behaviors, and start building wealth from a place of self-awareness and empowerment. If you've ever felt shame, anxiety, or confusion about money, this one’s here to help you heal and take back control.
09/23/2026 11:43 pm GMT
$9.15Buy NowIn his 6-week program, Ramit takes you through reviewing your credit card usage, your financial accounts, and your spending. He provides recommendations on how to make managing your money stress-free (by automating) and gives actionable steps to take to start investing. He really emphasizes wanting to help you not feel guilty about your spending and to find a way to manage your money that you can sustain.
10/09/2026 08:42 am GMT
$12.21Buy NowQuit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required by Kristy Shen and Bryce Leung, ”A bull***t-free guide to growing your wealth, retiring early, and living life on your own terms." A look into how Kristy retired with a million dollars at age 31. This book also delves into topics such as investing, saving, traveling, and all things Financial Independence Retire Early (FIRE).
09/24/2026 03:44 am GMT
$18.89Buy NowFinancially Lit! is a relatable, no-fluff money guide for Latinas who want to take control of their finances and build real wealth. Jannese Torres shares her journey as a first-gen Latina and breaks down money topics like budgeting, investing, and setting boundaries with your dinero. She keeps it honest, empowering, and culturally relevant. If you’re ready to feel confident with your money and live life on your own terms, this one’s for you.
09/23/2026 11:43 pm GMT
$14.91Buy NowKakeibo: The Japanese Art of Saving Money by Fumiko Chiba: "People in Japan are masters of minimal living, able to make do with less in all aspects of life, whether it's de-cluttering personal belongings or savvy seasonal cooking. At the heart of all this is the kakeibo: the budgeting journal used to set savings goals and track spending." This book is more of a budget planning workbook and journal. It has helpful insights throughout along with plenty of space to map out your financial situation.
09/24/2026 03:44 am GMT
$13.76Buy NowIf you are needing an overall pep talk as to why you are a badass woman sprinkled with actionable steps you can take with your money, then this book is for you. Rachel Rodgers sets out to teach why women of color have been precluded from building wealth (and what we can do about it), how to earn more, and why you deserve to earn more while not shaming you about your past/current money habits. She wants marginalized communities to succeed, period.
09/23/2026 03:41 pm GMT
$16.99Buy NowParis writes this book for Black women wanting to get started on their personal finance journey and don’t know where to start. This is a beginner personal finance book where Paris breaks down the fundamentals, details why we all should be working towards financial freedom, and how you can work towards it, too.
09/23/2026 11:43 pm GMT
$22.61Buy Now“Written for any woman who’s ever sought out an accessible introduction to the world of investing, this book is especially suited to women interested in learning how investing works and taking guided action towards their financial success”. Bola reviews common investing fears, investing lingo, how to plan out your investing strategy, retirement, and more. This book may be for you if you have been looking for a resource to help you get started on your investing journey!
09/24/2026 03:45 am GMT
$17.63Buy NowThis book is for anyone ready to break cycles and build wealth with strategy and grit. Ayesha walks you through the seven wealth-building cheat codes she used to become a self-made millionaire. It's unapologetic, empowering, and rooted in the idea that wealth is possible for all of us with the right mindset and moves.
09/23/2026 11:43 pm GMT
$8.28Buy NowThis book is all about reclaiming your time, your peace, and your power. Julien and Kiersten Saunders write for professionals who are tired of grinding for jobs that don’t serve them. They show you how to "cash out" by building real wealth and walking away from hustle culture without sacrificing your values or your joy.
09/23/2026 11:43 pm GMT
$15.79Buy NowLet’s be real: most books about money are boring! Our brains crave stories, not seminars. Mind Your Money delivers all the personal finance basics through insightful stories with a splash of sass. Yanely Espinal knows how to make things easy to understand, which has earned her millions of views on YouTube as MissBeHelpful. Whether you’re frustrated with your budget, dealing with debt, or struggling to raise that credit score, this book will motivate and inspire you to finally reach your #MoneyGoals.
09/23/2026 11:43 pm GMT
$12.05Buy NowMoving Beyond Broke is a real, relatable guide for anyone who’s ever felt left out of traditional money conversations, especially Black women. Dasha Kennedy, creator of The Broke Black Girl, shares her own financial journey with honesty, humor, and heart, offering the kind of advice that actually makes sense for real life. She helps you ditch the shame, build generational wealth, and finally feel seen in the world of personal finance. If you're ready to take control and start fresh, this book is your judgment-free starting point.
09/23/2026 11:43 pm GMT
$18.06Buy NowSo…This Is Why I’m Broke is a super relatable, easy-to-follow money guide created for BIPOC folks who are ready to take control of their finances. Melissa Jean-Baptiste, aka "Millennial in Debt," shares how she paid off over $100K on a teacher’s salary and how you can build wealth too, no matter where you're starting from. With step-by-step tips on budgeting, credit, investing, and passive income, this book makes financial literacy accessible and actually fun.
09/23/2026 11:43 pm GMT
$14.97Buy NowSo no one taught you about money, either? Let’s figure this me$$ out together. In this illustrated, deeply unserious guide to money, Berna Anat—aka the Financial Hype Woman—freaks out her immigrant parents by doing the unthinkable: Talking about money. Loudly. Because we’re done staying silent, anxious, and ashamed about our money. It's time to join the party and finally learn about all the financial stuff that always felt too confusing.
09/23/2026 11:43 pm GMT
$17.05Buy NowA Healthy State of Panic flips the script on fear and shows you how to use it as a powerful tool to build wealth, confidence, and a life that actually feels good. Farnoosh Torabi, creator of the So Money podcast, shares stories from her life as the daughter of Iranian immigrants and breaks down nine common fears—like fear of rejection, money, failure, and uncertainty—and how they can actually help you grow. With a mix of real talk, humor, and practical advice, she’ll help you turn your biggest fears into your biggest motivators.
09/23/2026 11:43 pm GMT
This is an AMAZING post thank you. Fellow Social Worker
Thanks, Elizabeth!
Hi Taylor! I love this post, so thoughtful. You should check out Ayesha Selden’s Mud to Millions that’s a great read too. Your blog is beautiful by the way!!